Bona Fide Ultra is the “white glove” offering of Bona Fide Finance. Not only will you receive the full array of services offered (detailed budgeting assistance, comprehensive review, creation of a financial plan, ongoing assistance in implementing said plan, behavioral coaching, tax return preparation and investment management), you will also get our utmost time and attention as one of our most valued clients! If you are looking to hire a financial planner on retainer, then look no more—this service offering is for you. Give us a call today to begin the process!
The client will initially meet every two weeks for the first several months before moving to a four to six-week rotation. Detailed budgeting assistance, investment management services, and annual tax return preparation are all included. The monthly fee is negotiated annually and is dependent upon complexity and client needs.
This service begins with a Comprehensive Plan. It then continues with regular meetings so that we can oversee, direct and adjust the implementation of your plan. Not only do you get technical advice from Bona Fide Finance but you also receive counseling and coaching as well. In short, we work with you to make sure that your financial plan becomes a reality and that your life goals are achieved!
The client will normally meet with Bona Fide Finance three to four times a year and will have unlimited email access throughout. Detailed budgeting assistance and investment management services are available at no extra cost. Tax return preparation is available but is paid separately. The monthly fee is negotiated annually and is dependent upon complexity and client needs.
At Bona Fide Finance, our investment advisory focus is on behavioral supervision rather than beating the market. That is why we:
Offer investment advice that is simple, passive, and inexpensive.
Participate in the full breadth of the markets to achieve optimal diversification.
Base our portfolio guidance on strong academic research and not market hype.
Have stopped trying to beat the market and have simply chosen to invest in it!
Investment advice does not need to be expensive. Set up an appointment today to find out more!
Comprehensive planning is not included and must be acquired through another listed service. Clients meet once a year to discuss investment performance. Review of other investment (retirement) account holdings is included at no extra charge.
Here at Bona Fide Finance, we prefer comprehensive planning because we think it provides the best value to the customer. However, comprehensive plans carry some expense and it can be intimidating or unaffordable to some who have never worked with a planner before. AND then there are some who are in great financial shape but would like to have a professional review in just one or two areas, not in everything. That’s why we offer Bona Fide A La Carte! With this service, we provide a few pieces of what is covered in a comprehensive plan without the full expense of one. If you are looking for some professional assistance, give us a call today to see if this is the right service for you!
Client will meet with Bona Fide Finance for 90 minutes to discuss at length the specific areas that need to be addressed. After this session, BFF will answer the questions and concerns raised, providing a follow up action sheet within 30 days which details the recommendations made and the actions to be done.
Investment analysis (analysis of current holdings and management fees within portfolio), especially within employer retirement plans
How to self-manage your investment portfolio
Education funding and investing for children or yourself
Note: if you commit to Bona Fide Basic, Premium, or Ultra within 30 days of choosing the A La Carte, the $595 will be credited towards that respective plan’s cost.
Folks we cannot help
Bona Fide Finance is committed to helping all those who approach us for our services. Nonetheless, there are some categories of people that would be better serviced somewhere else. We thought it worth mentioning here:
Those who are near retirement and who are looking for someone to give direction as they make this transition. We firmly believe that this task requires specialized attention and education. This is not an area of focus for us, and we ask you to consider a colleague of ours who does specialize in these matters: www.retirementstartstoday.com
Those who seek happiness by obtaining vast sums of wealth by ‘striking it rich’ in the financial markets. Bona Fide Finance’s culture is not nearly flashy enough to satiate your grand desires because we like the simple things in life and are well aware that being a middle class American is much, much more than most human beings could have ever imagined or desired.
Those who are lazy, feel entitled, or cannot say “no” to themselves. We cannot help you; maybe a counselor can.