Social Media

Greetings and Happy New Year! 

For our first newsletter of the new year, we will take a step away from purely financial issues and address something that affects almost everyone to some degree: social media. Whether you love it or hate it, social media has become an integral part of modern life. Even if you don’t use it, your loved ones surely do, and understanding the power of social media and how to manage it is valuable knowledge to have. Regardless of your stance on social media, we hope you’ll find some value in these links. 

  • Read: A blogger that quit social media? Sounds strange, right? This is an excellently written essay about Mika Perry’s decision to disconnect from social media. Perry touches upon themes of overstimulation, minimalism, and self-worth as reasons for her desire to leave social media. If you’ve ever found yourself mindlessly scrolling through an Instagram or Facebook feed and wondering what the point was, this one might be for you.
  • Listen: If you enjoyed the TedX video (under “watch” below) and want to learn more about Cal Newport’s philosophies and other works (of which he has several New York Times bestsellers!), his podcast is a great start. In addition to social media, Cal talks about ways to improve focus, organize your life, build skills, and succeed in all parts of your life. Sometimes adding to your life is as simple as cutting away the things that you don’t really ‘need’.
  • Watch: Cal Newport is one of the leaders of the movement for people to engage less with or fully disconnect from social media. In this short TED talk from 2016, Newport lays out the basic premise for why it behooves people to reevaluate their relationship with social media. One of Newport’s key points is that increased use of social media fragments our attention and decreases our ability to concentrate and do the kind of deep work that leads to real success in the world. If you’re interested in learning more, check out The Social Dilemma available from Netflix. It’s chock full of industry insiders revealing what they really think about social media and why it is so powerful. 

Inevitably, the New Year brings with it resolutions and the desire to add positive goals and experiences to your life. Could reducing your use of social media help you do so? We don’t have the answer to that question, but we are moved to this consideration. We’ve got big plans for the new year and can’t wait to share them with you! Share with your friends and family and please send us your thoughts about this. We love hearing from you!

Wishing you and your family a happy and healthy New Year,
The Bona Fide Family

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Bonnie Martinek

Administrative Assistant
Bonnie (Ben’s mom!) is a mother of 9 and a grandmother of 17. She has lived in rural Indiana her whole life and has a master’s degree in Special Education. In her own words, she’s done a little bit of everything but is a master of none (teaching, construction, manager of a corn maze, CNA, farm work, cashier, auto bodywork, and the list goes on!). Widowed in 2019, she is reinventing herself through her work in the day-to-day operations of Bona Fide Finance and client relations. Bonnie loves getting to know our clients and is happy to serve them well!

Deb Martinek

Relationships Specialist

Deb has been with Bona Fide Finance since its inception in 2015 and long before that with her support of Ben studying for the CFP designation and the dream of starting the business of helping individuals and families meet their financial goals.

She fills the Relationships Specialist role – Deb is typically the first encounter our new clients have as she walks them through our service offerings and introduces them to the map of financial literacy.

She has a bachelor’s degree from Ball State University and a master’s degree from the Franciscan University of Steubenville. Deb lives in Bismarck with Ben and their two young daughters, is a card-carrying member of the CDL club (read more about those adventures here) and is happiest reading an epic novel, solving a 1000-piece jigsaw puzzle, or working in her kitchen where she can serve love to the people in her life through quality food (clients enjoy her holiday shipment of homemade goodies each December!).

Ben Martinek

CFP®, EA, CSLP®, RICP®, Founder and Advisor

Ben Martinek, CFP®, EA, CSLP®, RICP®, is the founder and lead advisor at Bona Fide Finance, an independent, fee-only firm dedicated to helping doctors, young professionals, and growing families take control of their financial future. With a deep understanding of student loan debt—having tackled his own—Ben specializes in guiding clients through debt repayment strategies, smart investing, and comprehensive financial planning so they can build wealth with confidence. Ben’s passion for financial planning comes from his desire to provide honest, objective advice tailored to each client’s unique situation. He loves seeing the impact of his work, whether it’s helping a family pay off student loans years ahead of schedule, setting up an early retiree for financial freedom, or giving clients the peace that comes from knowing their finances are in order. His clients appreciate his thoughtful, high-touch approach, often saying that working with him has changed their lives.

Before launching Bona Fide Finance in 2015, Ben’s career path was anything but conventional. The fourth of nine children, he grew up in rural Indiana and initially pursued a path in academia, earning a B.A. in philosophy and classical languages, followed by a master’s degree in philosophy. Along the way, he explored careers in construction and truck driving—logging over 600,000 miles across the U.S. with his wife, Deb—before finding his true calling in financial planning.

Now based in Bismarck, North Dakota, Ben and Deb stay busy raising their two daughters, Edith and Virginia. Since their truck-driving days, Ben is happiest on a long road trip—preferably behind the wheel of his TDI Volkswagen Jetta. He enjoys sailing on Lake Sakakawea, camping in their vintage ’90s pop-up camper, and smoking a pipe by the grill. A lover of strategy board games, he favors Clans of Caledonia (mostly because Deb refuses to play Risk with him). When he’s not working with clients, he can be found smoking meat, gardening, hiking, or diving into The Lord of the Rings or Dune. Ben also serves on the school board for his daughters’ Montessori school and is actively involved in pre-marriage ministry in the Bismarck Diocese.