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Responding to COVID-19
/in Money Management, Student LoansAs much has changed since our last newsletter out, we are deviating from our typical format to bring some tips in how to respond financially to our current state of affairs with regard to covid-19. We all need to take this one day at a time and handle the ebbs and flows as they come. If you […]
Refinancing Your Debt
/in Money ManagementInterest rates are at historic lows right now, due to two factors that have not happened at the same time in the past: low interest rates and low credit risk. This combination (see more in “watch” below) is enough to encourage you to consider refinancing whatever debt you may have, be it a mortgage, student loans, […]
Accessing Retirement Funds Early
/in Financial Planning, Money Management, RetirementRetirement saving and planning: If you have made prudent financial choices that will allow you to retire early (early meaning before age 59 1/2), what sort of plan should you employ for taking advantage of those retirement accounts without losing some of the valuable money you’ve set aside? See below for some well-thought-out perspectives: If you find […]
Avoiding Financial Mistakes and Reaching your Goals
/in Money ManagementHappy New Year! Instead of a newsletter highlighting all.the.new.year’s.resolutions, I’d rather like to highlight the following three resources, focused on avoiding bad financial mistakes: If you find the information provided valuable, please pass this email along to your family and friends! Better yet, recommend them to subscribe to this monthly newsletter by signing up on our website! You […]
Buying a Car
/in Car Buying, Money ManagementPurchasing a car, buying a house, and funding college are three of life’s great expenses. In this month’s newsletter I want to focus on the financial aspects of your automobile and what you should consider when making that purchase. Enjoy these four resources: If you find the information provided valuable, please pass this email along to your […]
When Should I Hire a Financial Advisor?
/in Financial Planning, Investments, Money ManagementTalking about money and finances can be vulnerable. In a 2017 study, nearly 2/3 of Americans stated they would rather talk about their weight than their finances. But finances and its planning does not have to be hard–working with a financial planner can provide the peace of mind that you doing the right things with the money […]
The Value of Education
/in Financial Planning, InvestmentsAs we approach the back-to-school frenzy that is typical in the month of August, I am focusing on the value of education for this newsletter. As we work with young professionals with growing families, we always want to implement a great plan that will help them reach their financial goals. As part of that plan, we want to assess the […]
Debt Repayment
/in Money Management, Student LoansFirstly, thank you everyone for your prayers, patience, and understanding as we navigated the death of my father in June. It was a beautiful time to spend with family as we remembered the life and love of Jerry Martinek. Secondly, I am focusing on debt repayment for this month’s newsletter. Let’s say you owe $50K and you happen to […]
Protect Your Assets
/in Insurance, Money ManagementThis month I want to focus on asset protection, the exploitation of the legal system as a means to sue and seize your assets. The following three resources introduce this often-overlooked aspect of your financial plan. If you find the information provided valuable, please pass this email along to your family and friends! Better yet, recommend them to […]
Millenials
/in Financial Planning, Money ManagementMillennials (typically defined as those who were born between 1981 and 1997) make up a population of roughly 80 million people in the United States. With that amount of marketing, workforce, and cultural influence, there has been a shift in understanding this most bounteous generation since the Boomers. See the resources below for a few highlights: For […]