Firstly, thank you everyone for your prayers, patience, and understanding as we navigated the death of my father in June. It was a beautiful time to spend with family as we remembered the life and love of Jerry Martinek. Secondly, I am focusing on debt repayment for this month’s newsletter. Let’s say you owe $50K and you happen to […]
This month I want to focus on asset protection, the exploitation of the legal system as a means to sue and seize your assets. The following three resources introduce this often-overlooked aspect of your financial plan. If you find the information provided valuable, please pass this email along to your family and friends! Better yet, recommend them to […]
Millennials (typically defined as those who were born between 1981 and 1997) make up a population of roughly 80 million people in the United States. With that amount of marketing, workforce, and cultural influence, there has been a shift in understanding this most bounteous generation since the Boomers. See the resources below for a few highlights: For […]
F.I.R.E. is an acronym. It stands for Financial Independence Retire Early. There’s a growing movement of people who are practicing FIRE principles and retiring decades earlier than expected as a result. Smart, often middle-income earners are using a simple formula of high savings rates (50-70% of their incomes) + frugal living (minimalism) + low-cost stock index fund investing (Warren Buffett’s […]
We learned in mid-January that our third pregnancy resulted in miscarriage. Since then, we have been navigating the grief of this loss, and thought it poignant to address the topic of loss in general in a newsletter format. This month will be a little heavier on the “read” side of things: One last note: an […]
As a tribute to Jack Bogle, index fund inventor and founder of Vanguard, this month’s newsletter focus is how good investing oftentimes is boring investing: Just a reminder: you can view this newsletter and all of our archived newsletters on our Resources page, in addition to the plethora of other specific categories, like FIRE, Home, Insurance, etc. If you find the information provided […]
Happy New Year! As we welcome the new year, you may find yourself putting together some resolutions in health, career, or finances. As we turn another calendar page, look to these following resources as encouragement–and perhaps inspiration–to meet some new goals: In other news: We are thrilled to announce that we will be welcoming a new […]
During this holiday season, it is the most common time of year during which folks spend not only large amounts of money on presents to celebrate Christmas with loved ones, but also on charitable giving. You may find yourself giving spare change in the red kettle for Salvation Army, providing gifts for a family in need through a Giving […]
As we enter into the month of November and all things to be thankful for, I want to mention–in an expression of gratitude–the joys of a young family. Our little girls have warmed our hearts many a time in these last few months! Additionally, our family will be traveling to Indiana for a family wedding this […]
Hello, October! This is my favorite month of the year, and it’s not just because of my wedding anniversary and birthday (the 25th and 28th, if you’re curious!). I love the sights and smells of autumn and feel that the month of October perfectly encapsulates that! Onward to this month’s highlights, which focus on the way […]